If you’re struggling to save money for Christmas, there are some things you can do to improve the way you manage your finances. These tips can help you avoid falling into holiday debt and come out of the new year financially free. To get started, take a look at your spending habits and make a […]
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Raising financially responsible children starts at an early age. How they handle money from childhood through college can set the course for whether they live paycheck-to-paycheck or have a successful financial future. Taking the taboo out of talking about money with kids is essential to helping them establish healthy habits. Start with simple concepts and […]
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A robust investment policy statement (IPS) is central to a nonprofit or foundation board’s fiduciary duty to be responsible stewards of its assets. Gleneden frequently works with boards to help create or update IPSs. An IPS should include the risk tolerance, return objectives, spending objectives and asset allocation guidelines for the portfolio. It should also […]
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Some people want to leave their wealth to their spouse, while others may wish to give a portion of their assets to children. No matter who you choose, you should be sure to discuss your plans with your heirs so that they understand what you intend. Some people who receive an inheritance tend to spend […]
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If you plan to buy a home in the future, you will want to know the right time to do so. This article will cover some of the main things you need to consider. Preapproval for a mortgage Getting pre-approved for a mortgage is a great way to determine what you can afford. In today’s […]
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Using your credit card frivolously and excessively can result in you making a charge-off. To avoid making such mistakes, you should pay off all of your debts at once and avoid making use of your card for other things. Paying off multiple cards and debts at once Having too many credit cards is one of […]
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